Qantas Pay transfers
Transfer your money between currencies online, move money into your Australian bank account, or instantly send funds to other cardholders.
Currency transfers
You’re able to move money online between any of the supported currencies - USD, GBP, EUR, THB, NZD, SGD, HKD, CAD, JPY, AED, and AUD using the Qantas Money app or website.
- Select which currency you want to use.
- Enter how much you’d like to transfer.
- Choose which currency you’d like to transfer the funds into.
Before you confirm your transfer, we’ll show the currency exchange rate and how much of the new currency you’ll receive, so you'll always know your locked-in exchange rate.
Card to card transfers
Want to do an instant transfer to another cardholder? Log in to your Qantas Money account and select ‘to another cardholder'.
Cashing out
You can withdraw money from your Qantas Pay account to your personal Australian bank account at any time. We don't charge fees for these withdrawals, and you can withdraw as many currencies as you like.
Travel money transfer tips
Moving funds / ATM Withdrawals
You can cash out or move any leftover currencies from your Qantas Pay card. Just choose 'credit' when withdrawing at ATMs or using your card at shops.
Security deposit payments
Avoid using your Qantas Pay card as a security deposit for hotel bookings or car rentals. It can take up to 30 days for merchants to remove the pre-authorisation which means you won't have access to funds immediately. Use a suitable credit card for security deposit payments.
Manage funds on the go
Use the Qantas Pay app to check your balance and exchange rates, and transfer between currencies in real time.
See how it works. It’s easy.
Sign up in seconds
Qantas Pay is available to Qantas Frequent Flyer members aged 16 and over. Simply have your membership and ID details ready to get started.
Not a Qantas Frequent Flyer member?
Get the app
After signing up for Qantas Pay, you can start adding money to your account via the Qantas Pay app straight away.
Add your Qantas Pay card to your Apple Pay or Google Pay Wallet instantly to start spending.
And, when your physical card arrives (within 5 to 7 business days), simply activate it and you’re all set.
Add money
Easily add money to your card in up to 11 currencies using the Qantas Pay app or website with:
An Australian debit card
Apple Pay16 or Google Pay17
Bank transfer
BPay
Use Qantas Pay
With your Qantas Pay card, you can:
Make safe purchases anywhere Mastercard is accepted worldwide2
Withdraw cash at ATMs globally6
Earn bonus points when flying or shopping with Qantas14
Exchange money between the 11 different currencies added on your card4
Take advantage of weekly bonus point offers15
Transfer money out to your Australian bank account
Instantly send money to anyone who has a Qantas Pay card
Manage your card
With the Qantas Pay app, you can:
Add, send and exchange money
Track your purchases
View your balances in all currencies
Change your card PIN
Lock and unlock your card
Change the default currency (for adding money directly from your bank account or BPAY)
Take advantage of exclusive weekly bonus offers
Learn more about Qantas Pay transfer
There is a transfer limit of AU$3,000 or equivalent in any 24-hour period. This is the maximum amount you can transfer using the card-to-card feature either via the website or mobile app.
There are three ways to transfer money using your Qantas Pay card:
- Currency transfers – you can move money between any of the 11 supported currencies using the Qantas Pay app or website.
- Card-to-card transfers – you can transfer to another Qantas Pay cardholder.
- Cash out – you can cash out funds from your Qantas Pay card to your personal Australian bank account. There are no fees or charges, and you can cash out as many currencies as you want.
It depends on how you’re spending your money. There’s no limit to what you can purchase over the counter, however, there are limits to how much you can withdraw from an ATM or get back as cash over the counter. These limits are:
- AU$3,000 or equivalent in foreign currency from an ATM in any 24-hour period
- AU$350 or equivalent in foreign currency in cash over the counter*
*Some financial institutions may set their own withdrawal limits which may be lower.
You can use your card for online purchases when you’re overseas or at home, just as you would a debit card. You’re able to load and spend the currency of your favourite international retailers, plus, you’ll avoid international conversion fees.