Qantas Money Credit Cards

Existing cardholders: Your Qantas Money Credit Card is no longer available in the Qantas Money App. Download our new, dedicated Qantas Money Credit Cards App to continue managing your account on the go. Learn more about the changes.

New applications: Applications for new Qantas Money Credit Cards are temporarily unavailable. We apologise for the inconvenience and appreciate your patience while we resolve this.

Qantas Money Instalment Plans

Make the most out of your Qantas Money Credit Card; Instalment Plans are available to help you manage your finances, letting you lock in manageable monthly repayments at a lower interest rate over a set term.¹

Types of available instalment plans

Statement Instalment Plan

For repayments on your terms, a Statement Instalment Plan allows you to pay off the retail balance on your current statement in manageable monthly instalments, over a set term and lower interest rate than your standard Retail Purchase Rate.¹

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Transaction Instalment Plan

Select up to 40 transactions to convert into an instalment plan. Repay the plan back with no interest, simply pay a one-off set up fee.¹

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Important Information

Instalment plan offers are subject to eligibility and only available if your account is and remains in good standing (For example - your account is not in default, suspended or closed). Your instalment plan uses part of your existing credit limit. As you pay off your instalment plan, the amount you pay off will become available for you to use again as part of your credit limit at the standard annual percentage rates applicable to your account. While you have an instalment plan, payments will be first applied to any initial interest charge or instalment due, even if you have other balances accruing interest at a higher rate. The instalment plan fee will be charged to your account when your instalment plan is set up. It will form part of the minimum payment due and will be shown on your statement for the cycle in which you set up your instalment. For the full terms and conditions of your instalment plan, please refer to Section 5 of the Qantas Money Credit Card Terms and Conditions.
If you fail to pay the minimum payment due or any other amount by its payment due date, we charge interest on any unpaid instalment, instalment fee or initial interest charge component (and any interest calculated on any of them, and any interest on that interest) from the day after the payment due date. It will be calculated using the daily retail rate and the daily calculation method until they are repaid in full. We may also cancel your instalment plan. We will tell you if an instalment amount is overdue before we cancel the instalment plan. If your instalment plan is cancelled, the outstanding balance of your Statement Instalment Plan will revert to the Retail Purchase Rate.