Fees and charges
Qantas Pay is the card that lets you spend your own money and be rewarded.1
While we always offer free ways to add and spend your money, there are some fees you need to be aware of.
Account fees and charges
Fee type | Cost |
|---|---|
Join fee | No fee. Plus, apply for complimentary Qantas Frequent Flyer membership using the code QANTASPAY. |
Account fee | No fees |
Replacement card fee | No fees |
Transaction fees and charges
Fee type | Cost |
|---|---|
Add money with Bank Transfer/BPAY | No fees |
Add money with Debit card, Apple Pay or Google Pay | No fees - limited time offer10 |
Exchange and send money | No fees |
Spend money - international transaction fees | No fees |
Spend money - currency conversion fee | No fees |
ATM fees and charges
Fee type | Cost |
|---|---|
Australian ATM withdrawal fee | No fees |
Overseas ATM withdrawal fee6 |
|
Cash out or send money to an Australian bank account fee | No fees |
1.95 AUD
1.95 USD
1.25 GBP
1.50 EUR
70 THB
2.50 NZD
2.50 SGD
15.00 HKD
2.00 CAD
160 JPY
6.50 AEDWe’re here every step of the way
A set exchange rate will apply when you load funds to the card or transfer funds between currencies and to other Qantas Pay cardholders. The exchange rates will be displayed to you before proceeding with your transaction at qantasmoney.com/qantas-pay. For example:
- if you complete an debit card load, Bank Transfer, BPAY® load, Apple Pay load, or Google Pay load; or
- if you transfer funds from one currency to another, or to a different currency in another member's Qantas Pay facility via qantasmoney.com/qantas-pay or the Qantas Pay app.
The Qantas Pay Daily Rate (also available via qantasmoney.com/qantas-pay) will apply when a currency conversion is required to complete a purchase or ATM withdrawal.
For example: If you transact in a currency that is not available on the card, e.g. Brazilian Reals; or if you transact in a currency that isn’t loaded to your card, e.g. If you make a purchase in USD when you don’t have USD loaded to your card.
For full details regarding exchange rates refer to Clause 7 of the Terms and Conditions in Part B of the Product Disclosure Statement.
No, transactions requiring a currency conversion will be converted at the Qantas Pay Daily Rate with no transaction or currency conversion fee applied.