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How quickly can I get a home loan?

The time it takes us to get to your application can change depending on how many applications we’re currently receiving and the complexity of your application. However, with our online application process being streamlined to the basics, you can receive an answer in minutes if we have all the documentation required.

After you apply, we will notify you if we’re experiencing any delays. Once you’ve completed the application process (and real-time assessment), you will be notified if you are approved, declined, or if we need more information. If you’re prepared and can respond quickly to requests from our Credit Assessors, your application will be fully assessed sooner.

If you're approved, you will receive an email from us with next steps, along with your home loan contract. This will include a settlement pack which will outline further steps such as getting an in-person ID check.

For more information on the time it takes for a loan to be approved, view our Applying for a home loan FAQ section.

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