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Qantas Travel Money

Qantas Travel Money is becoming Qantas Pay.

As of 21 May 2024, Qantas Pay will be the new name of Qantas Travel Money. If you do not currently have an activated Qantas Travel Money card, you will be able to request a new Qantas Pay card after this date.

Find out more here.

Currency converter

Use our money converter to check the current exchange rate for the 10 foreign currencies that you can load onto your Travel Money card at any one time⁴. Then load and lock in exchange rates on those supported currencies, or load AUD to use worldwide wherever Mastercard® is accepted².

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Qantas Travel Money converter

See the foreign exchange rates of the currencies you can lock in with Qantas Travel Money.

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Currency conversion tips

Keep an eye on the exchange rates with our currency conversion tool, and Qantas Travel Money offers for exciting deals.

When transacting in a currency that is unsupported or insufficiently loaded on your card, no currency conversion fee will be charged, but the Qantas Travel Money Daily Rate will apply⁵.

Learn more about currency calculator

A currency converter is an online tool that can help you work out the value of your Australian currency in the foreign currency you need. It uses the market rates to calculate what Australian Dollars you’ll be spending, in whatever country you’re spending it in.

Foreign currency is calculated with exchange rates. An exchange rate is how much it costs to exchange one currency for another. These fluctuate all the time as they are traded on the foreign exchange market. The exchange rate is based on the market price of a currency at that time e.g. USD$1 could be worth AU$1.5.

When you make a transfer or check the exchange rate given on your Qantas Travel Money card, the rate will be different to the market rate and will show you how much you will get if you transfer onto your card³.

Get even more with the Qantas Money app

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Get even more with the Qantas Money app

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Connect your accounts from other financial institutions and see them all in one place.

points

Earn Qantas Points

Earn 1.5 Qantas Points for every AU$1 spent in foreign currency.⁴

Spend insights

View spend by category to analyse expenditure.

Get offers

Link your Qantas Travel Money card and activate offers to receive bonus Qantas Points at your favourite stores.

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Important Information

You must be a Qantas Frequent Flyer member to earn points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.

Qantas Travel Money is issued by EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131. Consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD). Conditions apply.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Qantas Travel Money is a prepaid Mastercard® payment facility built into the back of the Qantas Frequent Flyer Membership Card. To be eligible to receive the Qantas Card with the option of Qantas Travel Money you must be an Australian resident Qantas Frequent Flyer member 16 years of age or older. EML Payment Solutions Limited ('EML') ABN 30 131 436 532, AFSL 404131 (the Issuer) issues Qantas Travel Money under arrangements between it, Qantas Airways Limited (AFS representative number 261363) and Mastercard Prepaid Management Services Australia Pty Ltd (AFSL 386837) (a Mastercard business). Mastercard Prepaid Management Services Australia Pty Ltd distributes Qantas Travel Money (together with Qantas which is an authorised representative of Mastercard Prepaid Management Services Australia Pty Ltd for the purposes of providing general financial product advice with respect to Qantas Travel Money).

Mastercard Prepaid Management Services Australia Pty Ltd and Qantas earn foreign exchange revenue from Qantas Travel Money transactions. Mastercard Prepaid Management Services Australia Pty Ltd receives a processing fee from domestic Qantas Travel Money "point of sale" transactions. Qantas receives revenue generated by Qantas Travel Money transactions based on interchange fees paid to the Issuer, deposits held by the Issuer, cardholder fee and certain rebates and incentives from Mastercard Asia Pacific/Pte Ltd.

This information is not personal advice and has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the Qantas Travel Money facility having regard to those matters. A Product Disclosure Statement (PDS) in respect of Qantas Travel Money is available via qantastravelmoney.com. A person should obtain and consider the PDS before making any decisions about whether to acquire or continue to hold the prepaid facility.

Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions. Eligible purchases exclude, but is not limited to, money orders, traveller’s cheques, gambling chips or purchasing foreign currencies in cash. You do not earn Qantas Points when loading funds to your facility, transferring funds to another currency balance or another member’s facility or when withdrawing funds from ATMs or cashing out your facility balance. Purchases that are reversed, refunded or charged-back are also ineligible for Qantas Points earn, in addition to fees incurred. Qantas Points are earned as follows: 1.5 Qantas Points per AU$1 spent in foreign currency and 1 Qantas Point per AU$4 spent in Australian dollars. Qantas Points are calculated using the Qantas Travel Money Daily Rate as defined in the PDS, and may vary daily. For more information see qantasmoney.com/travel-money-card or contact Mastercard Qantas Travel Money Global Support.
Qantas Travel Money is unable to be used for purchases related to gambling or adult entertainment. Currently Qantas Travel Money cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan, Syria, Donetsk and Luhansk. If you attempt to withdraw cash from an ATM or use your Card at merchants in any of these countries and geographical regions, your request will be declined. Additionally, all Mastercards will not work at Russian merchants or ATMs. In addition, ATMs or POS terminals may not be owned or operated by the Issuer or Mastercard Prepaid Management Services Australia Pty Ltd and the Issuer and Mastercard Prepaid Management Services Australia Pty Ltd are not responsible for ensuring that merchants will accept the Qantas Travel Money card. For example, the Issuer and Mastercard Prepaid Management Services Australia Pty Ltd cannot control when an ATM or POS terminal is due for maintenance or is faulty or if a merchant chooses not to accept the Qantas Travel Money card. In such cases, your Qantas Travel Money card may not function properly or may be declined. For more information please see the Product Disclosure Statement at qantastravelmoney.com
Exchange rates for initial loads and subsequent reloads made using Bank Transfer, BPAY or Instant Load via qantastravelmoney.com will be set at the prevailing exchange rate set out at qantastravelmoney.com at the time you request the load provided the transaction is settled within four hours. Different exchange rates apply for loads initiated directly via Bank Transfer or BPAY using your Unique Payment Details (i.e. not via qantastravelmoney.com). If you initiate a load or reload via Bank Transfer or BPAY using your Unique Payment Details, the exchange rate applied will be the prevailing exchange rate at the time the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement.
The currencies supported are detailed on the currencies page or in the PDS.
A foreign exchange rate will apply to foreign exchange transactions in accordance with clause 7 of Part B of the Qantas Travel Money PDS which can be found here.
Some ATM operators may charge a withdrawal fee. In addition, if relevant a foreign exchange rate may be applied in accordance with clause 7 of Part B of the Qantas Travel Money PDS which can be found here.
Other terms and conditions and fees and charges may apply.
Terms and conditions apply. Visit mastercard.com.au for details.
Some merchants and ATM operators may charge their own fees and set their own limits.
For an example of how this fee is applied please refer to section 6 Part A of the Qantas Travel Money PDS which can be found here. You may be charged other fees by third parties in relation to Instant Load transactions (for example, fees charged by your financial institution).
Maximum cash you can withdraw over the counter at a financial institution in any 24 hour period. Some financial institutions may set their own withdrawal limits which may be lower than this limit.
The Qantas Money app is owned and operated by Qantas and supported on iOS13+ and Android 6+.
To earn bonus Qantas Points, register for this offer and load between 11th December 2023, 09:00am (AEDT) and 10 January 2024, 11:59pm (AEDT). Note, payment for load transactions using BPAY® or Bank Transfer will take additional time to settle and be eligible for bonus points if funds clear within 3 business days. Transactions loaded directly in foreign currency during the offer period will receive 3 bonus Qantas Points per AU$1 equivalent, points will be awarded on the single highest transaction to a maximum of 10,000 bonus Qantas Points. Limited to one per person. You must load directly into foreign currency to take advantage of the bonus points offer. The offer is not available for currency to currency or card to card transfers. The Qantas Points will be credited to your account six to eight weeks after the offer has closed. Not to be used in conjunction with any other promotion. Offer may be extended or withdrawn at any time.
Promotional Foreign Exchange rates available between 11 December 2023, 09:00am (AEDT) and 10 January 2024, 11:59pm (AEDT) (“Promotion Period”). The Qantas Travel Money promotional rates are preferential exchange rates compared to the standard rates offered on the ten Qantas Travel Money supported foreign currencies for each respective day during the Promotion Period. You must load directly into foreign currency to take advantage of the promotional rates. The promotional rates are not available for currency to currency or card to card transfers. Due to constant market and currency fluctuations, the promotional rates may be adjusted daily during the promotion period but will always be preferential to the standard Qantas Travel Money rates which would have been offered for each respective day during the Promotion Period. You will be able to compare the standard Qantas Travel Money rates and the Qantas Travel Money promotional rates for each respective day on qantasmoney.com/travel-money-card/buy-currency.