
Qantas Money Home Loans
Your guide to understanding home loans

What is property settlement?
Not sure what happens when it comes to settlement? Read on to find out all about what to expect.

Upfront costs of buying a home: What you need to know
When you’re thinking about getting a home loan, it’s important to remember that it’s not just a deposit you’ll need to save up for. There are other upfront costs and fees you’ll need to budget for as well.

Offset accounts and the Financial Claims Scheme (FCS)
Is an offset account covered under the Financial Claims Scheme? Do offset accounts also have interest rates? We explain how it all works.

Home loan serviceability - A guide for Australian consumers
Curious about serviceability? Wondering how to determine if your financial situation is serviceable? Keep reading to find out.
Fixed vs variable home loans: What you need to know
One of the biggest decisions you’ll have to make when choosing a home loan is whether to go with a fixed or a variable rate loan. Here we discuss the pros and cons of each so you can decide which is the right home loan for you.

How to choose the right home loan for you
With all the options out there, deciding which home loan is the right one for you can be confusing. Here, we try to help make it a little simpler by explaining the type of home loans available to you.

What’s an offset account? (Q&A)
Not sure what an offset account is or whether you should have one or not? Here we explain how an offset account can help you get ahead.

Understanding Comprehensive Credit Reporting (CCR)
What is Comprehensive Credit Reporting (CCR), and how does it impact your home loan application? Read on to find out.

What does home equity mean and how does it work?
If you own a home, chances are you've already built up a bit of equity. But what is home equity, and how can you use it?

Buying a home with a partner: Six things to consider
Before you apply for a home loan with your partner, there are a few things you should discuss.

What you need to know: interest rates
Here we explain what interest rates are, how they are set, and how they affect you.

The different types of refinance loans
When it comes to refinancing your home loan, it’s not a case of ‘one size fits all’. So, choosing which way to go will depend entirely on your circumstances and what it is you want to achieve.