Qantas Money Home Loans

Understand the key aspects of a home loan deposit in Australia, including how to calculate it, the associated costs, and the benefits of saving a larger amount.

LMI is an insurance policy that protects a lender against financial loss in the event of a borrower defaulting on their home loan. While the borrower pays for the insurance, it is for the lender's protection, not the borrower's.

Refinancing is the process of replacing your current home loan with a new one. It's an opportunity to get a better deal, which can help you lower your repayments, save on interest, or access the equity you've built up in your home.

It is important to understand the Loan-to-Value Ratio (LVR) as it is crucial for anyone exploring home loans, as it directly influences your eligibility, the cost of your loan, and the terms you are offered.

Home loan interest is calculated based on the principal amount of the loan and the interest rate. Learn how to calculate interest on a home loan.

When deciding to refinance, it’s important to be aware of the costs that may be involved. Read on to find out more.

When it comes to refinancing your home loan, it’s not a case of ‘one size fits all’. So, choosing which way to go will depend entirely on your circumstances and what it is you want to achieve.

If you own a home, chances are you've already built up a bit of equity. But what is home equity, and how can you use it?

Not many lenders offer offset accounts with a fixed rate home loan, however, Qantas Money Home Loans offers up to six offset accounts*. Read on to find out why they make the perfect pair.

When you’re thinking about getting a home loan, it’s important to remember that it’s not just a deposit you’ll need to save up for. There are other upfront costs and fees you’ll need to budget for as well.

What you need to know about credit scores. What affects them, and what you can do to improve yours.

It’s important to understand the different types of home loan options available, including comparing the strengths and shortcomings of each to ensure you select the right one for you.