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Qantas Money Home Loans

Your guide to understanding home loans

What is property settlement?
Buying a home

What is property settlement?

Not sure what happens when it comes to settlement? Read on to find out all about what to expect.

5 min read
Upfront costs of buying a home: What you need to know
Buying a home

Upfront costs of buying a home: What you need to know

When you’re thinking about getting a home loan, it’s important to remember that it’s not just a deposit you’ll need to save up for. There are other upfront costs and fees you’ll need to budget for as well.

5 min read
Offset accounts and the Financial Claims Scheme (FCS)
Choosing your home loan

Offset accounts and the Financial Claims Scheme (FCS)

Is an offset account covered under the Financial Claims Scheme? Do offset accounts also have interest rates? We explain how it all works.

4 min read
Home loan serviceability - A guide for Australian consumers
Getting a home loan

Home loan serviceability - A guide for Australian consumers

Curious about serviceability? Wondering how to determine if your financial situation is serviceable? Keep reading to find out.

3 min read
Fixed vs variable home loans: What you need to know
Choosing your home loan

Fixed vs variable home loans: What you need to know

One of the biggest decisions you’ll have to make when choosing a home loan is whether to go with a fixed or a variable rate loan. Here we discuss the pros and cons of each so you can decide which is the right home loan for you.

2 min read
How to choose the right home loan for you
Getting a home loan

How to choose the right home loan for you

With all the options out there, deciding which home loan is the right one for you can be confusing. Here, we try to help make it a little simpler by explaining the type of home loans available to you.

4 min read
What’s an offset account? (Q&A)
Choosing your home loan

What’s an offset account? (Q&A)

Not sure what an offset account is or whether you should have one or not? Here we explain how an offset account can help you get ahead.

3 min read
Understanding Comprehensive Credit Reporting (CCR)
Getting a home loan

Understanding Comprehensive Credit Reporting (CCR)

What is Comprehensive Credit Reporting (CCR), and how does it impact your home loan application? Read on to find out.

5 min read
What does home equity mean and how does it work?
Refinancing

What does home equity mean and how does it work?

If you own a home, chances are you've already built up a bit of equity. But what is home equity, and how can you use it?

4 min read
Buying a home with a partner: Six things to consider
Buying a home

Buying a home with a partner: Six things to consider

Before you apply for a home loan with your partner, there are a few things you should discuss.

3 min read
What you need to know: interest rates
Home loan market

What you need to know: interest rates

Here we explain what interest rates are, how they are set, and how they affect you.

3 min read
The different types of refinance loans
Refinancing

The different types of refinance loans

When it comes to refinancing your home loan, it’s not a case of ‘one size fits all’. So, choosing which way to go will depend entirely on your circumstances and what it is you want to achieve.

3 min read

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