Qantas Money Home Loans

LMI is an insurance policy that protects a lender against financial loss in the event of a borrower defaulting on their home loan. While the borrower pays for the insurance, it is for the lender's protection, not the borrower's.

Refinancing is the process of replacing your current home loan with a new one. It's an opportunity to get a better deal, which can help you lower your repayments, save on interest, or access the equity you've built up in your home.

Home loan interest is calculated based on the principal amount of the loan and the interest rate. Learn how to calculate interest on a home loan.

It is important to understand the Loan-to-Value Ratio (LVR) as it is crucial for anyone exploring home loans, as it directly influences your eligibility, the cost of your loan, and the terms you are offered.

Understand the key aspects of a home loan deposit in Australia, including how to calculate it, the associated costs, and the benefits of saving a larger amount.

As the name implies, variable home loan rates can change. Here we explain why this happens and how it affects your home loan repayments.

Is an offset account covered under the Financial Claims Scheme? Do offset accounts also have interest rates? We explain how it all works.

Getting a home loan is only the first step. You then have to make sure you keep an eye on home loan interest rates, so you can switch when it makes good financial sense.

It’s important to understand the different types of home loan options available, including comparing the strengths and shortcomings of each to ensure you select the right one for you.

Knowing what to consider before buying an investment property is important. Here we’ve listed some tips to help make sure your future investment is right for you.

Ensuring your new property is protected with insurance is important, learn about the types of insurance that you will need to consider when buying a home. 

Refinancing your home loan can be a great way to lower repayments and save some money. But how does it all work? Here we explain the process.