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Variable rate home loans that come with a holiday every year

Variable

Owner occupied · Principal & interest

5.93
%
p.a
Interest rate*
5.99
%
p.a
Comparison rate ^

Why come on board with a Qantas Money Home Loan?

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100,000 points every year

Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†

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Competitive rates

Streamlined process means streamlined costs. Get great rates*, with Qantas Points benefits.

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Easy application process

Apply online to get an answer in minutes.

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Help when you need it

Our home loan experts are here to help with your application 7 days a week.

Let's find your home loan

Property usage

Variable

Owner occupied · Principal & interest

5.93
%
p.a
Interest rate*
5.99
%
p.a
Comparison rate^

Repayments

$3,570/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 1 year

Owner occupied · Principal & interest

6.09
%
p.a
Interest rate*
6.01
%
p.a
Comparison rate^

Repayments

$3,632/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 2 years

Owner occupied · Principal & interest

5.84
%
p.a
Interest rate*
5.98
%
p.a
Comparison rate^

Repayments

$3,536/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 3 years

Owner occupied · Principal & interest

6.04
%
p.a
Interest rate*
6.03
%
p.a
Comparison rate^

Repayments

$3,613/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 4 years

Owner occupied · Principal & interest

6.24
%
p.a
Interest rate*
6.11
%
p.a
Comparison rate^

Repayments

$3,690/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Fixed 5 years

Owner occupied · Principal & interest

6.24
%
p.a
Interest rate*
6.13
%
p.a
Comparison rate^

Repayments

$3,690/mth
qantas-roo
100K
Pts per yearfor the life of your loan+
Apply now
  • 100% Offset account optional for $10/month++

Get a more rewarding home loan and earn 100,000 points every year

Where could 100,000 Qantas Points take you?

Who is travelling?

Hong Kong
economy

Melbourne to Hong Kong

Return flight for one

qantas-roo
50,400
PTS
plus-icon

$295 in taxes and carrier charges
Conditions apply ±

Tokyo
economy

Sydney to Tokyo

Return flight for one

qantas-roo
63,000
PTS
plus-icon

$309 in taxes and carrier charges
Conditions apply ±

Singapore
economy

Sydney to Singapore

Return flight for one

qantas-roo
50,400
PTS
plus-icon

$325 in taxes and carrier charges
Conditions apply ±

Frequently asked questions

A variable rate home loan is one where the interest rate goes up and down with market fluctuations, which are influenced in part by the official cash rate set by the Reserve Bank of Australia (RBA).

Read more

This will depend on your personal situation and preferences. If you prefer the security of knowing exactly how much your repayments will be every month, then a fixed rate home loan locked in for a set period may be better for you.

Read more

The first step is to review your current loan including the type of loan, the interest rate and features, as well as the fees. Next, identify the things you would like to improve with a new loan.

Read more

Qantas Money is proud to have partnered with Bendigo and Adelaide Bank, one of Australia's most trusted banks to offer you a range of great home loan options, with 24/7 secure access to manage your home loan.

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Need any help?

Our Home Loan experts are happy to help with your application 7 days a week.

New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)

Our experts will be offline on Friday 25 April for new customers.

Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)

Our experts will be online on Friday 25 April for existing customers.

1300 992 700
Call: 1300 992 700