Variable rate home loans that come with a holiday every year
Variable
Owner occupied · Principal & interest
Why come on board with a Qantas Money Home Loan?
100,000 points every year
Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†
Competitive rates
Streamlined process means streamlined costs. Get great rates*, with Qantas Points benefits.
Easy application process
Apply online to get an answer in minutes.
Help when you need it
Our home loan experts are here to help with your application 7 days a week.
Choose from our Variable Home Loans
Key benefits of a Variable loan
Our variable loans give you the flexibility to make unlimited extra repayments, so you could pay off your loan sooner, with no associated break costs. You could also save on interest with an optional offset account.
100% offset account available
An offset account is a great way to reduce the amount of interest you'll pay over the life of your loan. At Qantas Money Home Loans, we offer 100% offset accounts for $10/month++. (Available with all our variable and fixed home loans.)
Repay faster, and save on interest
A variable loan gives you plenty of opportunity to shorten the term of your loan - with unlimited additional repayments and free online redraws.
No ongoing fees~, just ongoing holidays
Get a great value home loan with a holiday year after year - without any ongoing fees.
Frequently asked questions
A variable rate home loan is one where the interest rate goes up and down with market fluctuations, which are influenced in part by the official cash rate set by the Reserve Bank of Australia (RBA).
This will depend on your personal situation and preferences. If you prefer the security of knowing exactly how much your repayments will be every month, then a fixed rate home loan locked in for a set period may be better for you.
You’ll be asked a series of questions during the application process that will not only tell us whether you’re a good fit for one of our loans, but also help to narrow down the kind of loan that’s best for you.
Get a more rewarding home loan and earn 100,000 points every year
Qantas Money is proud to have partnered with Bendigo and Adelaide Bank, one of Australia's most trusted banks to offer you a range of great home loan options, with 24/7 secure access to manage your home loan.
Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)
Our experts will be offline on 25 December, 26 December, 1 January for new customers.
Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)
Our experts will be offline on 25 December, 27 December, 1 January for existing customers.
Application enquiries
Frequently asked questions