Refinance your Home Loan
Switch and save with Qantas Money Home Loans
Qantas Points every year+
Variable
Owner occupied · Principal & interest
Why refinance with a Qantas Money Home Loan?
Competitive rates
Our digital application process means a fast turnaround and great, low rates.*
100,000 points every year
Enjoy 100,000 Qantas Points every year for the life of your home loan for up to 5 properties.+†
Additional repayments
Get ahead on your home loan with additional repayments on both variable and fixed loans - enjoy the flexibility of having the option to access those funds through our free online redraws.
Help when you need it
Our home loan experts are here to help with your application 7 days a week.
Important to know
This refinance calculator is a guide only, and gives you an estimate of how much interest you could save by refinancing with Qantas Money Home Loans, based on the Qantas Money Home Loan type selected for comparison, and the loan amount and loan term you entered. You will receive a formal assessment when you begin an application, and enter the specifics of the property, your loan type (including whether or not you select an offset account), personal details and your financials.
Where could 100,000 Qantas Points take you?
Who is travelling?
Melbourne to Hong Kong
Return flight for one
$276 in taxes and carrier charges
Conditions apply ±
Sydney to Tokyo
Return flight for one
$292 in taxes and carrier charges
Conditions apply ±
Sydney to Los Angeles
Return flight for one
$366 in taxes and carrier charges
Conditions apply ±
Frequently asked questions
The main benefits people receive from refinancing include a lower interest rate, lower monthly repayments and a shorter loan term. However, there are a number of reasons why you may choose to refinance and take advantage of these benefits.
The first step is to review your current loan including the type of loan, the interest rate and features, as well as the fees. Next, identify the things you would like to improve with a new loan.
Every lender has their own formula for calculating your borrowing power, and they generally look at four main factors.
Get a more rewarding home loan and earn 100,000 points every year
Need any help?
Our Home Loan experts are happy to help with your application 7 days a week.
New customers, Monday to Friday: 8:00am to 6:30pm. Weekends: 9:00am to 5:00pm (AEST)
Our experts will be offline on 25 December, 26 December, 1 January for new customers.
Existing customers, Monday to Friday: 8:30am to 8:30pm. Weekends: 9:30am to 4:30pm (AEST)
Our experts will be offline on 25 December, 27 December, 1 January for existing customers.
Application enquiries
Frequently asked questions