Apply for Qantas Premier Titanium

Apply for the Qantas Premier Titanium credit card and receive 150,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases within 3 months of approval.¹

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Annual Fees

Primary cardholder annual fee²	$1,200
Additional cardholder annual fee²	$100

Interest rates

Retail Purchase Rate	20.99% p.a.
Cash Advance Rate	21.99% p.a.
Interest-free period³	Up to 44 days
Balance transfers	0% p.a. for 6 months⁴

Other fees

Other fees and charges comparison table
Fee type	Amount	When is this fee charged?	How can you avoid the fee?
Late payment fee⁵	$30	Each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.	Make sure you pay your bill on time. Why not sign-up for Easi-Pay to pay your bill automatically by direct debit and never miss a payment?
Paper statement fee⁶	$2	For each statement we send you.	View your statements on the Qantas Money website or download the Qantas Money app.
International transaction fee	3% of the transaction amount	When you make any purchase or cash advance in: Foreign currency once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located or registered overseas, including transactions that involve dynamic currency conversion (that is where a transaction denominated in a foreign currency is converted to local currency which is a service that is offered by certain ATMs and merchants). The process of conversion and the exchange rates applied will be determined by the relevant ATM, merchant or dynamic currency conversion service provider as the case may be. We do not determine whether a Card transaction will be converted into local currency by the merchant or ATM and you may have to check with the relevant merchant or ATM provider. Note: It may also not always be clear that the merchant or its financial institution/payment processor is located or registered outside Australia.
Over-the-counter fee⁷	$2.50	When you make a cash, cheque or EFTPOS payment at an Australia Post outlet.
Domestic cash advance fee	Under $100 – $3 $100 or more – 3% of the transaction amount	When you withdraw cash from your account in Australia.
International cash advance fee⁸	$5	When you withdraw cash from your account when overseas debited to your Account on the Transaction Date. Please note this is in addition to any International Transaction Fee that may be payable.
Dishonour fee⁹	$15	When a direct debit is dishonoured (debited at time of dishonour)	Make sure you have enough credit available to cover any direct debits from your account.

Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901. NAB has acquired the business relating to the Credit Cards from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the products.

To view the respective Target Market Determination (TMD) related to these products, please visit the TMD page.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.

Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.

Offer commenced 11 February 2019. To be eligible for up to 150,000 bonus Qantas Points, you must apply for a new Qantas Premier Titanium Card before the offer is withdrawn. This offer is not available if you are currently a primary cardholder of another Qantas Premier credit card, or have closed, or qualified for bonus Qantas Points on any Qantas Premier credit cards within the last 12 months. 150,000 bonus Qantas Points will be awarded when $5,000 or more is spent on eligible purchases within 3 months of card approval. Eligible purchases must be processed and charged to your account in the first 3 months from the account approval. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. Bonus Qantas Points will ordinarily be credited within 2 months of meeting the spend criteria. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. This offer is not available when closing or transferring from another Qantas branded credit card account or in conjunction with any other Qantas branded credit card offer. Your account needs to be in good standing (for example - your account is not in default, suspended or closed) for bonus points to be awarded. Offer may be varied or withdrawn at any time.
The annual account keeping fee, currently $1,200, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. An additional cardholder annual fee, currently $100, applies per additional cardholder. These fees are subject to change.
The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.
Offer commenced 11 February 2019. New Qantas Premier Titanium cardholders only. Your total Balance Transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 6 months. The 6 months promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. You will be charged interest on retail purchases while you have a Balance Transfer. For important information to consider before taking up a Balance Transfer, please click here. Offer may be varied or withdrawn at any time.
$30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account. Late fee is based on the payment posting date and allows for 1 grace day after the payment due date before being charged.
To opt into paper statements, you need to call us on 1300 992 700. A $2 fee applies every time a paper statement is issued and sent to your physical mailing address.
This fee will be billed to your account when you choose to make a payment at Australia Post.
The international transaction fee applies in addition to the international cash advance fee.
For each cheque or direct debit payment dishonour.