Existing cardholders: Your Qantas Money Credit Card is no longer available in the Qantas Money App. Download our new, dedicated Qantas Money Credit Cards App to continue managing your account on the go. Learn more about the changes.

New applications: Applications for new Qantas Money Credit Cards are temporarily unavailable. We apologise for the inconvenience and appreciate your patience while we resolve this.

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All Qantas Money Credit Cards offer up to 44 days interest free (provided you pay the Interest Free Days Payment from your last statement of account in full each month by the Payment Due Date¹²) and a retail purchase rate of 20.99% p.a. and a cash advance rate of 21.99% p.a.

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Important Information

National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901.

This Credit Card Selector Tool is intended to be a general guide only. The results shown do not take into account all your personal circumstances or needs. This Credit Card Selector Tool is intended to help you compare Qantas Money credit cards only and there may be aspects of the products that it does not compare. Please visit the Qantas Money Credit Card Rewards Terms and Conditions before you apply. Please view the Target Market Determination (TMD) related to this product.

You must be a Qantas Frequent Flyer member to earn points. A joining fee may apply. Membership and points are subject to the Qantas Frequent Flyer program terms and conditions.

All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply. As part of your application, we will conduct a credit check, which may include a review of your credit history and rating. Making multiple applications in a short period could negatively affect your score and approval chances.

Earn rate for the Qantas Money Everyday credit card: 1 Qantas Point per whole AU$1 equivalent on International Spend; 0.75 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$3,000 each Statement Period, 0.4 Qantas Points per whole AU$1 spent above AU$3,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.
The standard annual fee, currently $99, will be debited to your Account on the last day of the Statement Period in which first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) occurs and then each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. These fees are subject to change.
Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) ("Chubb"). For Qantas Money Everyday and Qantas Money Platinum, Complimentary Travel Insurance is issued and underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) ("Chubb") and is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Money Credit Card Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), the issuer of your card. Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this insurance is right for you, please read the Qantas Money Credit Card Complimentary Travel Insurance Terms and Conditions. NAB does not guarantee this insurance. For Qantas Money Titanium, Complimentary Travel Insurance is issued and underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) ("Chubb") and is subject to the terms, conditions, excess, limits and exclusions set out in the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”), the issuer of your card. To decide if this insurance is right for you, please read the Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions. Chubb only provides general advice and does not consider your objectives, financial situation or needs. NAB does not guarantee this insurance.
Earn rate for the Qantas Money Platinum credit card: 1.5 Qantas Point per whole AU$1 equivalent on International Spend; 1.0 Qantas Point per whole AU$1 on Domestic Spend up to and including AU$10,000 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$10,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.
Offer commenced 8 September 2025. A discounted annual fee of $349 applies if the first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) is within 12 months from the day we approve your Account. Otherwise, the standard annual fee, currently $399 will apply for the first annual fee. After that, the standard annual fee, currently $399, will be debited each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change.
Qantas Money Platinum Primary Cardholders are entitled to 2 single-entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Money Platinum Credit Card Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.
Earn rate for the Qantas Money Titanium credit card: 2 Qantas Points per whole AU$1 equivalent on International Spend; 1.25 Qantas Points per whole AU$1 on Domestic Spend up to and including AU$12,500 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$12,500 each Statement Period: plus 2 Additional Qantas Points per whole AU$1 on Qantas Spend. Eligible purchases are Eligible Transactions for Domestic Spend, International Spend and Qantas Spend as defined in Qantas Money Credit Card Rewards Terms and Conditions found at www.qantasmoney.com/terms-and-forms.
The standard annual fee, currently $1,200, will be debited to your Account on the last day of the Statement Period in which first use of the Account (being when a transaction is first debited to the Account including Balance Transfers) occurs and then each year on the last day of the Statement Period in which the anniversary of the day we approved your Account occurs. These fees are subject to change.
The Status Credits Benefits are awarded to the Qantas Frequent Flyer member who holds a Qantas Money Titanium credit card and flies on a Qantas operated and marketed flight booked with a Qantas Money Titanium credit card. Flights must be booked via Qantas.com or the Qantas Contact Centre (not via the Concierge), and the person travelling must be a cardholder. The offer cannot be used to move you from Platinum to Platinum One Qantas Frequent Flyer membership nor can a Platinum One member use the Status Credits to retain the Platinum One membership status. Status Credit Benefits will also not contribute to Lifetime Status, Loyalty bonuses, Platinum Bonus Reward, or Platinum One Member additional benefits and will not be earned in conjunction with other Status Credit promotions unless otherwise specified. The Status Credit Benefits is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
The Discounted Fares Benefit is available for up to two adults, two children and two infants per booking, twice per Qantas Money Titanium primary cardholder Credit Card per Anniversary Year on domestic and international flights operated by Qantas and QantasLink. The Discounted Fare Benefit only applies to the base fare and does not apply to any carrier charges, taxes and other fees that may be included in the total fare price. The base fare is the initial price of the flight amount, and does not include any additional costs such as taxes, fees and other charges. The Discounted Fares Benefit is not available on flights that form part of a Multi-City Flight Itinerary or Mixed-Class Flight Itinerary. The booking must be made by you through the booking portal available via your Qantas Money Credit Cards App or Online Access and you must pay for the booking in full using your Qantas Money Titanium credit card. The Discounted Fares Benefit is available on all fares including sale class fares, however it cannot be combined with any other offer, discount or promotion unless otherwise specified. The Discounted Fare Benefit is subject to change. For full terms and conditions see the Qantas Money Titanium Credit Card Benefit Terms and Conditions.
The Qantas Money Titanium Primary Cardholder is entitled to two complimentary single-entry Lounge Invitations to the Qantas First Lounges in Sydney, Melbourne or Los Angeles and two single-entry complimentary Lounge Invitations for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) per anniversary year in accordance with the Qantas Money Titanium Credit Card Benefit Terms and Conditions. Use of the Lounge Invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions. The Lounge Invitation is transferable to another passenger travelling with the primary cardholder when travelling under the same booking. The Primary cardholder is unable to transfer a First Lounge Invitation to another Qantas Frequent Flyer member that is not on the same booking as them. For Qantas lounge locations visit here.
The interest free period applies to Retail Purchases when you pay the Interest Free Days Payment in full by the Payment Due Date.